Personal Finance

Sometimes, I write about issues related to personal finance. These things never really go out of style and are always relevant.

Socially Responsible Investing (SRI) is a strategy or philosophy that encourages investors to consider their personal outlook and moral code when they make an investment decision. Other terms that may come up when you talk about or research SRI include: Values Investing; Environmental, Social and Governance (ESG) investing; Sustainable Investing; or Responsible Investing

Social Investing

Impact Investing

Positive investing; Community Investment; Ethical Investments

When financial consumers and credit union members want to discuss financial literacy, they’re really looking for financial wellness.

While you might get questions about contribution limits for RRSPs and TFSAs, the answers you offer need to include information about emergency funds and insurance.

So, while members can benefit from understanding key concepts and terms about their personal finance, their lives will be improved when they put a plan in place that gives them the financial security they need and desire.

My credit score? What’s that?
Quick, what’s your credit score? And when is the last time you checked it?

If you’re like most consumers, you don’t know what your credit score is, what it means, or even how to find out about it.

And yet,

In Canada about half of all renters have tenant insurance. So, there is a 50/50 chance that you don’t have any coverage. If you don’t have it, get it. Having it is not expensive. Not having any when you need it, is!!!

Some people seem to think their landlord’s insurance will cover them, if when something bad happens. Your landlord will have their own insurance to cover structural damage but that doesn’t cover your things. And content insurance (coverage for your things) is only one part of a tenant insurance policy.